However, with all the PSU banks in India agreeing to a common test, the syllabus has been standardized now.
3. It is always better to skip a question if you do not know the answer, since there is no negative marking for not attempting a question.
Maximum Time: 150 Minutes
Sections asked in IBPS CWE Clerical Exam: The CWE question paper is divided in five sections. Here is the summary of the test pattern:
Total Questions: 250
This section will test your knowledge of basic on computers like their evolution, basic DOS commands, using Windows, MS Word and internet related applications like Browsers etc.
The questions in this section are based on Number Series, Alphabet Series, Test of Direction Sense, Coding-Decoding, Number Ranking, Arithmetical Reasoning, Problem on Age Calculation, Blood Relations, Analogy and Decision Making etc.
Common Written Exam or CWE syllabus is based on the same topics that have been an integral part of the bank recruitment exams. General Awareness (with special reference to Banking Industry)
It is very important to understand what is going to be asked in the test, before you start preparing for it. Only one of the given answers is correct. Computer Knowledge
2. Lets go through the topics that will be asked in the IBPS CWE for clerical recruitment.
IBPS CWE Pattern The question paper consists of Objective Type Questions with Multiple Answers to choose from. Earlier all banks were conducting their own tests for recruiting staff, with slight variations in their question papers. This sections expects you to know what happens around you. Numerical Ability
Dont forget negative marking:
5. Questions based Paragraph Comprehension and Vocabulary are also asked in this section.
This section requires number crunching with questions based on Number System, HCF, LCM, Simplification, Decimal Fractions, Ratio and Proportions, Unitary Method, Percentage, Time and Distance, Time and Work, Profit and Loss, Average, Simple and Compound Interest etc.
4. 1/4 of a mark is deducted for every wrong answer. Each section has 50 questions and each question carries one mark.1. English Language. You should be well verse with Current Affairs (National and International), Major Financial/Economic News, Budget and Five Year Plans, Who’s Who, Sports, Books and Authors, Awards and Honours, Science – Inventions and Discoveries, Abbreviations, Important Days, International and National Organisations.
You should be very careful while answering questions since there is a negative marking for each wrong answer. Reasoning
This section will test your language skills with questions like Subject Verb Agreement, Error Correction, Tenses, Sentence Rearrangement, Modals and Articles
Depending on the level of their interest, these hobbies could be made into their professions as well. Because of that affection, you put in your whole heart and concentration in doing it perfectly, and eventually might even excel in it. As writing and reading also helps in many other ways, such as relieving your tensions and strengthening you emotionally, it could be a great hobby for teenage girls.
Even though this hobby is more of a “guy thing”, you can surely use it if you are interested in building things from wood. In the paragraphs below, we have a list of hobbies and interests which you could use, so read on and take your pick.
With such a variety of hobbies for girls, you could choose any of them and start right away. One of these is knitting as a hobby. Even though there is no particular age to pursue your interests, starting them at an early age is always advisable.
The mechanism of humans having hobbies is very interesting to know. Baking and Cooking
As a natural instinct in women, baking and cooking various delicious foods is also one of the most popular hobbies for girls. When you excel in it, you receive appreciation, because of which you want to continue practicing that special interest. There are many cuisines throughout the world, which I am sure you are waiting to learn more about.
All teenagers are used to using the Internet very often for various purposes, such as networking, finding information, enrolling to online courses, etc. But, you will surely have to work slightly hard in this hobby, as holding equipment for wood working could be a difficult thing. Their talents as writers are appreciated, which is definitely a healthy use of the Internet. Hobbies are activities that one enjoys performing irrespective of their professional or personal barriers. When you discover that you like doing something, you develop an affection towards it. So, find out what’s that one thing that is meant only for you and go ahead with it.
Other than matching your clothes, shoes, makeup, and accessories with each other, there are many other interesting things young teenage girls can indulge in. There are many types of handmade jewelry which you could try making, such as hemp jewelry, bead loom jewelry, stone jewelry, etc., and these could be sold as well. They are stress-busters that help in keeping a calm mind so that you are physically and emotionally healthy. Using various color combinations could make this job easy. One way of making good use of this facility is to harbor your interest in writing or poetry by blogging. There are various types of hobbies which kids can follow. When you are at a learning age, such as teenage, developing an interest and using it to strike a balance is very essential. Blogs help teenage girls to get an audience for their short stories, articles, or poetry. You can use your creativity in baking by preparing unique cakes and cookies, with lovely toppings and decorations; while in cooking, you could use it in discovering various new flavors and spices, which can affect the taste of any particular dish. For a group of young girls, this one’s surely one of the fun hobbies.
Since childhood and adolescence is the perfect age of learning new things and developing your interests, many parents and teachers inculcate hobbies in children. Like I said earlier, you need to know what you like first and the rest will follow. Sure, it sounds boring and slow, but if you like to use your creativity in color scheming, this is surely where you could use it. Therefore, girls are subjected to sports, books, art and drama, languages, pottery, and other interests in schools and colleges. Using various types of wood, you could create many new objects, such as tables, chairs, toys, shelves, and other furniture. Making beautiful woolen scarves, mufflers, sweaters, booties, caps, etc., could be a time-consuming as well as economical hobby for starters.. They are very easy to make and all you need is some unique designs and patterns. However, if you are ready to create in the true sense of the word, then go for it!
Another way to channel your creativity is to make beautiful and attractive jewelry, such as earrings, necklaces, bracelets, etc. There are so many culinary secrets waiting to be revealed, and if you love cooking, this is what you should do
In the UK and Europe it is mainly Soccer and Horse Racing. No corporate social or support structure, no lunches, no team environment. I say curiously because if the book is doing its job properly, it is taking the action from both sides of the line (odds on the event) and simply taking the commission in the middle. I guess some books simply do not like winners – but many manage the action well and allow big bets. You will notice that I have not stated losing years – this is because they are rare – I have experienced one in my life time, my first. Winning bettors do not win money from a sportsbook, they win money from other losing players. Of course this could vary greatly – years of 30% and 13% would also be possible. You will love it or hate it..
Sports Betting as an Alternative Investment
by: Daniel B. You “buy” it. Sports markets are not influenced by the economy.
you need to bet high numbers of games to get the returns.
Generally I have found that sports betting produces bettor average returns year on year. Very briefly the US pros generally turn to Basketball as a major source of income simply because of the sheer number of games -
Anywhere between 18% and 22% on betting turnover (that money actually put through the sportsbooks) annually. If your expectation of that product doing well is higher than the price on display – in relative terms. Football (NFL) is big too though game numbers are few. It is tougher psychologically as you generally act in a lone capacity. Hockey does not have many takers but the lines are often the best value – the prices can be very generous. This is not without justification since the vast majority of sports bettors do lose. I am always aware of the possibility but I am confident I will never experience one again – partly because of the numerous hedging methods now available on the sports betting exchanges. But then no bosses, politics…you know the score.
. The price you get in the morning is the price you stay with – unlike US horse betting which is subject to starting price odds and heavy taxes. I wonder how many young people on Wall Street today can confidently say they will only have one losing year? There may be a handful, those engaging in arbitrage and those experienced in ‘selling’ as well as ‘buying’ the market – but there won’t be many.
This article was posted on January 29, 2005
<< Back to “Recreation And Sports” Index
The Sports. Big bets means big turnover, big turnover means big profits.
The key to success in any trading or betting environment is value. Most people trust their savings and investment income to experts and no doubt if the betting public trusted their income to the 1% or 2% of betting experts who made a profit – the loser label might become less sticky. The laws of probability defy accurate annual estimates.
So what kind of returns can you expect?
So do the sportsbooks close accounts if you are a winning player? Well curiously the answer is ‘yes’. Still, if you are not profitable in your betting after say 350 bets or thereabouts – it may be time to say “ok this is not for me” or “ok let me re-think my betting strategy.” You simpy cannot tell if you are a good or bad bettor after 10, 20 or 50 bets – with those low numbers you are still falling victim to standard deviation and probability.
Of course to many members of society – betting also carries a great big “loser” tag.
Betting is also virtually recession proof, lets face it only a huge war might disrupt the national sports schedule. You worship different gods and your path is one that runs through the wilderness and is not well trodden. King
Many will dismiss outright the ability to make good returns on your investment through the medium of sports betting. It is not really surprising as betting is hard work, solitary, and you have to grind out thousands of bets to get your returns. If you are not getting a value price, then you will find it hard to make a profit.
You need to indentify the “product” eg a stock or a team – it doesn’t matter. Remember a good bettor will still lose around 4.4 to 4.6 bets out of 10. Baseball runs somewhere in between. I would, however, estimate that the percentage of “losers” would be equally high in the world of stock trading and investment markets if you considered those individuals who entered that environment without the necessary experience. There is no tax on betting in the UK which is a big advantage and no pari-mutuel system on horse racing. The sportsbook makes its money whatever the result – they are merely commission-takers
That allows the operator to gain a profit regardless of which side wins or loses.
Parlays involve multiple bets and will reward a successful bettor with a large payout. There are countless possibilities in making proposition bets in sports, and it can prove profitable for punters who possess substantial expertise in a certain game.
Sports betting is typically performed through a bookmaker or via the internet. There are several types of bets. A run line, puck line or goal line bet features a fixed point spread that usually offers a higher payout for the favorite and a lower payout for the underdog. The bettor can adjust the point spreads for the two games, but must get all the games correct to win and recognizes a lower return in comparison to parlays.
Finally, in-play betting allows bettors to place new bets while a sporting event is in progress. For instance, a punter can bet that a certain tennis player will win the Wimbledon championship in an upcoming season.
A proposition bets is a wager made on a very specific outcome of a match. For example, a bettor can predict that one racehorse or jokey will finish ahead of a rival in the Epsom Derby.. They assign odds and probabilities on players, teams, and sporting events. The resulting bet that is placed is won or lost only on the points scored by both teams in the second half only. In a parlay, a bettor can predict that three football teams will all win on a given Saturday. These are also referred to as flexible rate bets. A futures wager involves long-term predictions on a team or player. This type of wager is popular in race events such as motor racing and horse racing. A punter can predict the number of goals each team scores in a football match.
There are other types of sports betting. This type of wager is typically restricted to online betting sites.
It is estimated that over a million adults in Britain engage in sports betting in sports such as horse racing, football, golf, tennis, boxing, rugby, cricket, and motor racing. Essentially, bookmakers price odds on the likelihood of one team winning against another by a certain margin.
Bookmakers usually assign prices in such a way that approximately the same number of bettors will choose either side. A straight bet is the most common type of wager. If any of the three teams lose, the bettor loses the parlay. The bookmaker accepts wagers on both sides, and maintains a spread which will ensure a profit regardless of the outcome of the wager. If the players first selection complies with the condition (clause), then the second selection will have action; if the second selection complies with the condition, then the third selection will have action and so on.
As the term implies, a second half (or halftime) bet only concerns the outcome of a sporting event in the second half. It is made against the spread or line, which is a number assigned by the bookmakers which handicaps one team and favors another. A bookmaker acts as a market maker for sports wagers. If the bookmakers return percentage is 95 percent, then 95 percent of the amount placed on the winning result will be given back to bettors and 5 percent goes to the bookmaker.
An if bet consists of at least two straight bets joined together by an if clause which determines the wager process. However, if the punter is correct in his prediction, he receives a substantially higher payout. Thus, a punter can take advantage of teams that perform unusually well in the later stages of an athletic contest.
In head-to-head bets, a punter predicts competitors results against each other and not on the overall result of the event. Predicting sports results and placing a wager on the outcome has received greater media coverage in recent years.
In totalizators, the odds change in real-time according to the betting trends and the return rate of the bookmaker offering the bet. The punter creates the conditions that give him the chance to win a payout, and those conditions need to be met. Similarly, a teaser allows the bettor to combine his bets on two or more different games
You not only get mobile casino bonus information, but also your account balance and they are all easily accessible. As the links are available online and it depends which ones you want to access, it is best to go through them on your mobile phone to get the best mobile casino bonus. Depending on the type of phone you use, you just click the button of the link to access the site. You would be able to figure out which ones is sticker and which ones are less sticky. Again, there are online sites that have the necessary facilities for sports betting and you get updated with daily schedules on your mobile phone.. On your mobile phone the various color displays may not be there, but the information is useful anyway as you get regular updates. There are several of the websites from which you can choose which mobile cash bonus suits you best. Mobile casino bonus websites also feature a variety of news on gambling, reviews of features provided by casinos, poker rooms, bingos and casino bonus promotions. You can play for fun or may want to make some extra money; you will get the casino bonus promotions online as usual. Online mobile casino bonus is meant to attract the gambler to the circuit like the days of old. Besides of the mobile bonus promotions these mobile casinos are offering mobile casino games matching online casinos. You can use the same account you use for internet wagers to get to access all the information as well as the bonuses on offer. With the updates on the mobile casino bonus, you can plan your wager accordingly.
You have to be a prudent and experienced gambler to get to know all about the importance of mobile cash bonuses as there are many hidden secrets behind them.
With the rise on the number of online casinos, the need for keeping the gambler updated with the latest offers has become necessary. You can now use the information sent by online casinos to plan your wager on the go. Some may look very attractive but may have strings tied to them. Instead of the internet which has a larger computer or laptop screen, you get it on the smaller screens of mobile phones. Earlier, the traditional brick and mortar casinos offered free drinks and meals to entice the gambler, but with the arrival of cell phones, mobile casino bonuses have come to stay. Some of the mobile casino operators would be happy to offer mobile poker games, sports betting on the go as well as mobile betting.
There are many casino websites all over the internet that offer mobile casino bonus for the gambler who is busy and wants to be posted about the offers regularly.
Mobile casino bonuses are vital for the gambler on the go as updated information is essential for placing wagers. With competition among casinos growing, gamblers can access online casinos from their mobile phones and get regular updates on mobile casino bonus.
Through the WAP or Wireless Application Protocol meant for the mobile or cell phone services to get wireless and telephony services delivered, the gambler remains constantly updated. Among the games a player would find classic casino games as well as new games
For many, collecting postage stamps can be an enjoyable pastime, whereas for others, the interest lies in a variety of extreme sports such as snowboarding down icy mountain slopes. But is that all the list should include? Surely there has to be a larger variety of hobbies out there. As we don’t wish to discriminate against an individual’s choice of hobbies, we thought of listing them in an alphabetical order.
Playing PC games
Making gift baskets
Exploring online forums
Palmistry and numerology
Indian dance styles
Magic and optical illusions
Racing sports cars
Listening to online music
Wet plate photography
Playing board games
Hot air balloon rides
A hobby is an activity that we all love and enjoy. On that note, let us have a look at a comprehensive hobbies list, and one which includes a diverse list of hobbies and interests for people of all ages – children, adults, elders, retired citizens, etc.
Creating wall art
Running and jogging
Making clay sculptures
Hip hop dance
Generally speaking, there are many types of hobbies that we get to see around us. Now whichever hobby you may be interested in, it is essential to pursue it either for pleasure, enjoyment, leisure, or an altogether different degree of happiness and satisfaction.
There is a popular saying which goes, “Lucky are those who have time after work for pursuing their hobby, but luckiest are those for whom work itself is a hobby”. Learning foreign languages
Black & white photography
Studying dream interpretations
Internet home businesses
Designing ponds or water fountains
That was a long, long list of hobbies, wasn’t it? Before signing off, I leave you with a little bit of parting advice. Most people assume that typically, a majority of women will be interested in knitting or sewing as a hobby. However, there are some daredevils out there who love to ride motorcycles as well. Arts and crafts, sports, performing arts, culinary arts, social service, gardening, traveling, collecting souvenirs, etc., are a few things that come to mind when we think of the word ‘hobbies’. Why don’t we go over a more specific list, shall we?
A Detailed List of Hobbies
Having a birdhouse
Geography and geology. That way, you will enjoy it much more and to the fullest.
Dinosaurs and fossils
Learning tarot card reading
Playing video games
The following list is composed of a variety of hobbies for men, women, and kids of all ages. Regardless of the hobby (or hobbies) you select, try not to look at it as a way of filling your pocket. Let it be a way of achieving inner satisfaction, peace of mind, and experiencing happiness
It creates a framework for regulating interstate gambling, and would eventually allow residents of both states to play poker against each other online.
While Nevada is only allowing its residents to play online poker so far, the agreement offers the possibility of additional games. Jack Markell announced the first-in-the-nation deal on Tuesday. It also could allow for additional states to sign up as members of a multi-state Internet gaming association.
Sandoval hailed the signing of the agreement as historic, saying the states are entering a new frontier of gaming.
The possibilities that are ahead of us are truly extraordinary, Sandoval said in a statement. Sandoval and I both share the goal of ensuring that our states gaming industries are as competitive as they can be, while ensuring that games are conducted fairly, honestly, and securely, Markell said.
Delaware, Nevada and New Jersey have all legalized online gambling in the past few years, and several other states are considering doing so.
Sandoval, a Republican, said New Jersey officials have expressed some interest in the multi-state agreement but are waiting to see how it works out for Delaware and Nevada.
The push towards legalization started after the Department of Justice issued a letter in 2011 stating that the federal Wire Act of 1961, often used to crack down on gambling over the Internet, only applies to sports betting.
The Associated Press contributed to this report.
. As initial members, Nevada and Delaware both would have to consent to any amendments or admission of additional states. The agreement weve signed today provides the tools and the structure necessary for us to pioneer this expanding industry together, as states and as partners.
The agreement sets minimum regulatory standards that all states involved must agree to, but also gives states the freedom to regulate some aspects of online gambling as they see fit and according to their own laws.
The governors of Nevada and Delaware are going all in for online gambling, agreeing to let residents in those states play against each other at virtual poker tables.
Nevada Gov. If another state joins, such changes would require a two-thirds vote of member states.
Gov. Brian Sandoval and Delaware Gov. For example, states would have the freedom to determine what types of online games they would allow and who could control who offers them.
The agreement will be overseen by an association formed as a Delaware limited liability company, with a governing board of one representative from each state
That’s why companies like mine, BetBomb.com, and Fan Duel and Draft Kings feel confident in what we’re doing,” Drowlette said, adding that those companies are estimating approximately $3 billion in revenue this year.
VIDEO: Drunk & Dizzy Bills Fan Slams Head-On into Parked Bus
Fox Business reporter Adam Shapiro and BetBomb.com CEO Todd Drowlette joined Trish Regan on “The Intelligence Report” to discuss.
Watch more from “The Intelligence Report” above and share your thoughts on fantasy sports gaming in the comments.
Shapiro explained that Congress made online gambling illegal with the Unlawful Internet Gambling Enforcement Act of 2006, but there’s a loophole in the law that specifically permits fantasy sports gaming.
Anonymous Customers Made a Sheriff’s Day When They Paid His Diner Tab
Online fantasy sports companies like Fan Duel, Draft Kings and Bet Bomb are big business, but should they be illegal?. Football Coach Under Investigation for Praying After Games
“They’re completely different. Frank Pallone (D-NJ) is now calling for a congressional hearing into the legality of fantasy sports websites, despite the fact that the law states that there are differences between gambling and fantasy sports gaming.
H.S. Drowlette explained that the act of picking individual players makes fantasy sports a game of skill, whereas sports betting is predicated on chance.
He pointed out that Rep. The carve-out is very specific in the law
They are very easy to make and all you need is some unique designs and patterns. One way of making good use of this facility is to harbor your interest in writing or poetry by blogging. Because of that affection, you put in your whole heart and concentration in doing it perfectly, and eventually might even excel in it. There are various types of hobbies which kids can follow. Blogs help teenage girls to get an audience for their short stories, articles, or poetry. For a group of young girls, this one’s surely one of the fun hobbies.
With such a variety of hobbies for girls, you could choose any of them and start right away. You can use your creativity in baking by preparing unique cakes and cookies, with lovely toppings and decorations; while in cooking, you could use it in discovering various new flavors and spices, which can affect the taste of any particular dish. When you are at a learning age, such as teenage, developing an interest and using it to strike a balance is very essential. There are many cuisines throughout the world, which I am sure you are waiting to learn more about.
Since childhood and adolescence is the perfect age of learning new things and developing your interests, many parents and teachers inculcate hobbies in children. Their talents as writers are appreciated, which is definitely a healthy use of the Internet. Sure, it sounds boring and slow, but if you like to use your creativity in color scheming, this is surely where you could use it. When you excel in it, you receive appreciation, because of which you want to continue practicing that special interest. Even though there is no particular age to pursue your interests, starting them at an early age is always advisable.
The mechanism of humans having hobbies is very interesting to know. So, find out what’s that one thing that is meant only for you and go ahead with it.
All teenagers are used to using the Internet very often for various purposes, such as networking, finding information, enrolling to online courses, etc. They are stress-busters that help in keeping a calm mind so that you are physically and emotionally healthy. There are so many culinary secrets waiting to be revealed, and if you love cooking, this is what you should do. Hobbies are activities that one enjoys performing irrespective of their professional or personal barriers. Therefore, girls are subjected to sports, books, art and drama, languages, pottery, and other interests in schools and colleges. When you discover that you like doing something, you develop an affection towards it. Using various types of wood, you could create many new objects, such as tables, chairs, toys, shelves, and other furniture. Using various color combinations could make this job easy. In the paragraphs below, we have a list of hobbies and interests which you could use, so read on and take your pick.. Woodworking
Even though this hobby is more of a “guy thing”, you can surely use it if you are interested in building things from wood. However, if you are ready to create in the true sense of the word, then go for it!
Another way to channel your creativity is to make beautiful and attractive jewelry, such as earrings, necklaces, bracelets, etc. There are many types of handmade jewelry which you could try making, such as hemp jewelry, bead loom jewelry, stone jewelry, etc., and these could be sold as well. One of these is knitting as a hobby. Making beautiful woolen scarves, mufflers, sweaters, booties, caps, etc., could be a time-consuming as well as economical hobby for starters.
Baking and Cooking
As a natural instinct in women, baking and cooking various delicious foods is also one of the most popular hobbies for girls. As writing and reading also helps in many other ways, such as relieving your tensions and strengthening you emotionally, it could be a great hobby for teenage girls.
Other than matching your clothes, shoes, makeup, and accessories with each other, there are many other interesting things young teenage girls can indulge in. Like I said earlier, you need to know what you like first and the rest will follow. Depending on the level of their interest, these hobbies could be made into their professions as well. But, you will surely have to work slightly hard in this hobby, as holding equipment for wood working could be a difficult thing